Architecture reviews, compliance assessments, software audits, and strategic consulting for product launches and scaling.

Technical consulting & advisory

We provide architecture reviews, compliance assessments, and software audits for banks, neobanks, and fintech companies. Our consulting covers PSD2/PSD3, DORA, MiCA, AML, and the full stack of European financial regulation.

Banks and neobanks planning product launches, fintech companies scaling across markets, and compliance teams needing technical depth.

We incubate legal tech products for the fintech industry, from ideation through validation, MVP, and market entry.

Legal tech incubation

We help law firms, legal departments, and fintech startups turn regulatory expertise into shipping products. From concept validation to MVP and market entry, we bridge the gap between legal knowledge and production software.

Law firms expanding into digital products, legal departments automating compliance workflows, and fintech startups building regtech or legaltech solutions.

EMI, PI, and banking license assistance with regulatory filing and cross-border structuring.

Licensing & regulatory compliance

We assist with EMI, PI, and banking license applications, regulatory filing, compliance documentation, and cross-border entity structuring. From licence strategy to filing preparation to regulator Q&A support.

Payment institutions seeking PI/EMI licensing, safeguarding setup, and agent models. Fintech companies needing cross-border entity structuring and regulatory filing support.

Five pillars of fintech delivery, from legal tech incubation to payment rails integration. Each service is built on compliance-first architecture and full-cycle engineering.

What we do

SEPA, SWIFT, card schemes, open banking, and multi-rail payment orchestration.

Payment rails integration

We integrate SEPA, SEPA Instant, SWIFT, card schemes (Visa/Mastercard), open banking APIs, and alternative payment methods. Multi-rail orchestration with fallback architecture, cost-per-rail economics, and VoP production tuning.

Embedded finance providers needing BaaS integration and white-label infrastructure for marketplaces, SaaS, and ecommerce. PSPs and EMIs building multi-rail payment platforms.

From concept to production go-live: neobanks, payment platforms, digital wallets, and banking apps.

Full-cycle product development

We build neobanks, payment platforms, digital wallets, and banking apps from concept to production go-live. Embedded product-engineering teams that work inside your compliance and regulatory constraints.

Neobank launches requiring the full stack — licensing, core banking, card issuing, KYC/AML, mobile app. Bank digital transformation projects needing legacy modernization and open banking readiness.

What we do

Legal tech

Consulting

Product development

Payment rails

Licensing