Architecture reviews, DORA operational resilience checks, and MiCA/PSD3 readiness for banking systems.

Technical and regulatory consulting

Technical consulting

We review your systems against supervisory notices (FCA, PRA, BaFin, EBA, Banco de Portugal). You get code-level refactor paths and infrastructure blueprints, not generic slides.

CTOs preparing for supervisory audits, teams migrating high-volume payment systems, and boards assessing operational risk.

Legal tech products for banks, neobanks, and regulated finance: map regulation to production software.

Legal tech incubation for fintech

Legal tech incubation

We work with legal innovators, banks, and regtech founders from regulatory mapping and prototype through multi-market entry.

Founders with legal-tech products, law firms building compliance software, and bank legal teams automating regulatory workflows.

EMI/PI authorisation dossiers, safeguarding audits, and cross-border structure including EU passporting where it applies.

Licensing and regulatory filings

Licensing & compliance

NCA filings, safeguarding account design, and internal risk frameworks for authorisation.

Scale-ups filing for EMI or PI in Ireland, Lithuania, Portugal, Luxembourg, or Germany, and groups structuring cross-border entry into new markets.

Legal tech incubation, consulting, product engineering, payment rails, and licensing.

What we deliver

SEPA Instant, SWIFT ISO 20022, open banking PSD2/PSD3, and clearing rails wired into 24/7 payment engines.

Payment rail integration

Payment rails integration

Sub-second payment pipelines aimed at the April 2027 instant-sending rules, with liquidity buffers and tight SLA targets.

EMIs, PIs, and non-euro PSPs facing instant-payment mandates, plus multi-currency aggregators.

Mobile and cloud builds for neobanks, payment institutions, and embedded finance, with compliance in the stack.

Product engineering for regulated finance

Product engineering

From first mockups to production: banking UIs, ledger microservices, and KYC/AML integrations.

Neobanks shipping fast, licensed EMIs launching cards or IBAN accounts, and brands embedding financial products.

Product engineering for regulated finance

Our process

Key engineering deliverables

Who it's for

Related services

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