Trust

Compliance is not a layer — it is the foundation

We work inside the regulatory frameworks that govern European financial services, building compliance into architecture from day one.

Regulatory expertise

We navigate the full stack of European financial regulation — not as legal advisors, but as engineers who turn regulatory text into systems, data models, and delivery plans.

Open Banking
PSD2
Operational Resilience
DORA
Crypto Assets
MiCA
Data Protection
GDPR
Anti-Money Laundering
AML
Payment Services (pending)
PSD3

Certifications

We pursue recognised security and quality certifications. Where a certification is in progress, we say so — never claim what we have not yet obtained.

Information Security
ISO
Quality Management
ISO
Card Payment Security
PCI

Security practices

Security is designed into every layer of our delivery: architecture-level threat modelling, encrypted data handling, audit-ready logging, and separation of duties.

  • Architecture-level threat modelling for every new system
  • Encryption at rest and in transit for all sensitive data
  • Audit-ready logging and evidence trails for regulatory inspection
  • Separation of duties and least-privilege access by default

Compliance approach

Compliance is built into every project from discovery through production. We do not bolt it on after the build — we design for it, test against it, and deliver evidence of it.

  • Compliance-by-design: regulatory requirements shape architecture decisions
  • Evidence packs: every delivery includes documentation ready for supervisory review
  • Continuous monitoring: compliance checks run in CI/CD, not just at audit time

Data residency and sovereignty

We design systems that keep personal and financial data within the EU/EEA by default. Where cross-border transfer is necessary, we rely on Standard Contractual Clauses and the EU-US Data Privacy Framework.