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Trust & frameworks

Compliance belongs in the architecture

We build to the rules that apply to payment and banking systems in each market, including EU frameworks.

PSD2 / PSD3Active EU standard

Open Banking & Payment Services Directives

What AVANTO buildsSecure API gateways, Strong Customer Authentication (SCA), and open banking protocol connectors.
Client assuranceAuthorisation flows and open-banking connectors that work with regulated institutions and supervisors.
DORA2026 mandatory

Digital Operational Resilience Act (EU 2022/2554)

What AVANTO buildsICT risk management frameworks, multi-datacenter active-active failover, and automated incident reporting.
Client assuranceOperational resilience you can show an auditor, with HA design and incident reporting.
MiCAEnforced EU-wide

Markets in Crypto-Assets Regulation

What AVANTO buildsAsset-referenced token and e-money token compliance modules, reserve auditing, and regulatory disclosures.
Client assurancePaths to issue and process crypto-assets under MiCA and adjacent digital-asset regimes.
GDPRData sovereignty

General Data Protection Regulation

What AVANTO buildsEU data residency, zero-knowledge PII encryption, and automated data-subject request pipelines.
Client assuranceEU-first data residency and DSR tooling that limit cross-border leakage risk.
ISO 27001In progress

Information Security Management

What AVANTO buildsEnterprise access-control policies, continuous vulnerability scanning, and penetration-test logging.
Client assuranceSecurity controls aimed at certification for enterprise finance workloads.

Security practices

Threat modelling, encryption, audit logs, and least-privilege access designed in from the start.

  • Architecture-level threat modelling for every new system
  • Encryption at rest and in transit for all sensitive data
  • Audit-ready logging and evidence trails for regulatory inspection
  • Separation of duties and least-privilege access by default

Data residency and sovereignty

Personal and financial data stay in the EU/EEA by default. Where transfer is required, we use SCCs and the EU-US Data Privacy Framework.

Talk to us about compliance